AML/CFT Compliance Officer Advanced
An experienced compliance officer rarely struggles with the rules. The difficulty is the judgement underneath them: how much monitoring is enough, whether a structure is complex because the business is complex or because someone wanted it that way, how to reduce an alert backlog without lowering the bar, and how to present a programme with known weaknesses to a regulator who will find them anyway. Two days on those questions, for people already carrying the responsibility.
Programme Agenda
Institutional Risk Assessment
Building a defensible enterprise-wide assessment across customer, product, channel, geography and delivery. Weighting, aggregation, and the link from the assessment to actual control calibration rather than a document filed annually.
Complex Ownership and Control Structures
Layered holding companies, nominee arrangements, trusts and foundations. Working out control where ownership is diffuse, and deciding when opacity itself becomes the red flag.
Trade-Based Money Laundering
Over and under invoicing, phantom shipping, multiple invoicing and misdescription of goods. Documentary indicators, price benchmarking, and why trade finance monitoring fails when it copies retail rules.
Tuning a Transaction Monitoring System
Above-the-line and below-the-line testing, threshold and segmentation changes, measuring alert productivity, and documenting a tuning decision so it survives challenge. Handling a vendor model you cannot see inside.
Alert Backlogs and Remediation Programmes
Running a file remediation or backlog clearance without creating a second problem. Sampling, prioritisation by risk, quality assurance, and reporting progress honestly to the board.
Exiting a Relationship
Deciding to terminate, the sequencing that avoids tipping off, obligations that survive exit, and managing the commercial pressure that arrives with the decision.
Regulator Engagement and Examination
Preparing for a Bank Negara examination, presenting a programme with known gaps, responding to findings, and negotiating realistic remediation timelines. What makes a response credible.
Case Work
Extended cases across two sectors. Participants perform a risk assessment, defend a monitoring calibration decision and draft a findings response, then have each challenged by the group.
Learning Outcomes:
Build an institutional AML/CFT risk assessment that drives control calibration
Determine control and beneficial ownership through layered structures
Detect trade-based laundering indicators in documentary trade
Tune a transaction monitoring system and document the decision defensibly
Run a remediation or backlog programme with credible quality assurance
Exit a relationship without tipping off or creating residual exposure
Prepare for and respond to a regulatory examination
Duration: 2 Days (16 Hours)
Training Hours: 9:00 AM to 5:00 PM
Level: Advanced
Training Mode: Physical, Online, or Hybrid
HRD Corp SBL-KHAS Claimable
Certificate of Completion included
Frequently Asked Questions
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